Most U.S. citizens are required to file an income tax return each year — but not everyone. Use these guidelines to know whether you need to prepare and file, or whether skipping might be okay (though filing may still benefit you).

1. Did Your Income Meet the IRS Thresholds?

If your gross income was below the IRS minimum for your filing status, you may not be required to file a return. These thresholds vary depending on age, filing status, and the type of income you received.

2. Other Triggers That Require You to File

• You owed self-employment tax.
• You earned more than a certain amount in unreported income (e.g. dividends, interest).
• You received advance payments of the premium tax credit.
• You must repay excess advance premium tax credit or other credits.

3. Why You Might File Even If Not Required

Even if you aren’t required to file, there are benefits:

• Recover withheld taxes or qualify for refundable credits (e.g. Earned Income Credit).
• Help with financial aid, loans, or proof of income.
• Peace of mind: avoid missing deadlines or potential penalties.

Not sure whether you need to file? Contact Grants Pass Tax Service — we’ll help clarify your obligations and options.