Intaxication [in-tak-si-key-shun]: that euphoric feeling when your tax refund arrives — until you realize it was your own money to begin with. Overwithholding is essentially an interest-free loan to the government.

Why Overwithholding Happens

Many taxpayers elect withholding that’s too high via their W-4, often out of caution or lack of updates after life changes. Then when tax season arrives, your refund feels like a bonus — but it's really your own money being returned.

How to Fix Intaxication: Steps to Optimize

1. Review your current withholding amounts on recent pay stubs.
2. Update your W-4 form if your life circumstances changed (marriage, dependents, side gig, etc.).
3. Estimate your tax liability and adjust withholding or make quarterly payments.
4. Revisit and adjust withholding periodically — especially after big financial or life events.

Don’t keep giving the government a free loan. Contact Grants Pass Tax Service today and let us help you fine-tune your withholding to put more money back in your pocket all year long.