Missing a W-2 or 1099 can pause your tax filing — but you have options. Getting your paperwork in order now can avoid delays, errors, or the need to amend later.

Why You Might Be Waiting

Employers and payers typically must issue W-2 or 1099 forms by January 31. If you haven’t gotten yours yet, it could be delayed in the mail, sent electronically, or misaddressed.

What You Should Do

• Contact your employer or payer and confirm your address.
• Check online portals — many send digital versions first.
• If not received by the end of February, contact the IRS and provide your details, employer info, and estimate of income. 
• File with Form 4852 (a substitute W-2/1099) using your last pay stub if necessary. 
• If corrected forms arrive after filing, file an amendment (Form 1040-X). 

Need help estimating missing income, contacting the payer, or handling IRS forms? Contact Grants Pass Tax Service for expert support.